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He [Rob Kline] made me feel like I was important, he was genuine, compassionate, able to put his feet in other peoples shoes. He was almost like a family member. Read More.

Eyvonne Harris

Sherwood, Oregon

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Act Now to Get Benefit of Changes to Oregon Auto Insurance Law

On January 1, 2016, a new law goes into effect that creates some exciting new changes to Oregon’s automobile insurance law.  SB 411, which was signed earlier this year by Governor Kate Brown, allows consumers to finally get the full benefit of the insurance coverage they have been paying for.

But you must act.  The new law goes into effect on January 1, 2016, applying to new policies issued on or after that date, or existing policies that renew on or after that date. Therefore, if your policy doesn’t renew until April 1, 2016, and you get into an accident after the effective date of the law, but before your policy renews, you will not have this additional coverage.  In order to get the full benefit of the coverage you have been paying for, you need to contact your insurance agent and tell them you want all your auto insurance policies to renew on January 1, 2016 so you are covered.  Alternatively, if you are thinking about switching insurers, you should do so on January 1, 2016, or as shortly thereafter as possible.

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Distracted Driving: A Disturbing New Trend

Distracted driving law oregon“I just looked down for a second.”

“I looked up, and there he was.”

“I turned to look at my kid, and when I turned back, I didn’t have time to stop.”

Unfortunately, these kinds of statements are all too common. They frequently are offered as excuses by distracted drivers for an inexcusable act—the act of driving while not paying 100 percent attention to the road and causing a collision which injures or kills another person.

The National Highway Traffic Safety Administration (“NHTSA”) very succinctly states the primary responsibility of a driver: to operate a motor vehicle safely. NHTSA defines three categories of distracted driving:

• Visual: taking your eyes off the road
• Manual: taking your hands off the wheel
• Cognitive: taking your mind off what you’re doing
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